Skip to main content

Community Development Programs

Homebuyer Assistance

Community Development Services Department administers CDBG and HOME funding in accordance with guidelines published by the US Department of Housing and Urban Development for the benefit of the citizens of Bryan.

This program assists eligible homebuyers in the purchase of both existing and newly constructed affordable homes. Applicants may receive up to $7,500 in the form of a 5-year deferred and forgivable 0% loan, repayable upon sale, refinance, transfer of title or repayment of first lien note within the 5-year period.

Home Buyers Down Payment and Closing Costs Assistance Program

Applications are currently being accepted.

Housing Assistance Application | Program Information and Current Income Limits

Affordable Homes for Sale:

Eligibility requirements include the following:

  • All household members must provide proof of citizenship or permanent legal resident alien status.
  • The property must be within the city limits of Bryan.
  • Applicants must procure their own mortgage financing for the purchase.
  • An earnest money contract on an eligible property must be provided prior to application.
  • Applicants must complete home buyer counseling.
  • The buyer must contribute a minimum of $1,000 toward the purchase.
  • The property and applicant must meet all applicable federal eligibility guidelines.
  • Homebuyer Assistance will not be provided on homes built prior to 1978 which have been determined by staff or a property inspector to have deteriorated paint unless and until the property has undergone Lead Hazard Reduction and Clearance as prescribed in 24 CFR35 to include Paint Stabilization, Safe Work Practices, Clearance Inspection, Clearance Laboratory Testing, and has a satisfactory Clearance Examination Report.
  • The applicant’s household income must not exceed 80% of the area median income.
  • Maximum allowable top and bottom qualifying ratios are 33% and 43%.
  • Other requirements may be required by the participating mortgage lender.

Assistance will be provided on a first come, first serve basis to eligible and ready applicants. This program may not be combined with other City of Bryan housing programs. All assistance is limited based on the availability of funding. The following information on all household members will be required at the time of application:

  • Employment history
  • Social Security cards
  • Drivers licenses
  • Resident Alien Card
  • Savings and checking account information
  • Earnest money contract
  • Loan application information
  • W-2 forms and income tax returns for the previous two years



Homeowner Rehabilitation Assistance Program

Housing Assistance Application

The homeowner rehabilitation assistance program assists low income property owners in the rehabilitation of their homes. Eligible owners may receive a 0 %, deferred, forgivable loan in an amount not to exceed $30,000 to cover major repair expenses to the structural, electrical, plumbing and mechanical systems of their homes. City staff will provide counseling and assistance to applicants with regard to financing, construction procedures and other programmatic issues. Eligibility requirements include the following:

  • All household members must provide proof of citizenship or permanent resident alien status.
  • The property must be within the city limits of Bryan.
  • The property must be owned and occupied by an eligible low income individual or family.
  • The owner must have owned and occupied the home for a minimum of 6 months prior to application for assistance.
  • The property must be able to be brought up to HUD and City standards using the funds available.
  • Applicants must be current on local, state and federal taxes.
  • Applicants must not have any liens against the property, excluding a first mortgage note.
  • The property and applicant must meet all applicable federal eligibility guidelines. Homes constructed prior to 1978 must have a lead base paint inspection performed by a State of Texas licensed inspector/ risk assessor.
  • The applicant’s gross household income must not exceed 80% of the area median income.

Assistance will be provided on a first come, first serve basis to eligible and ready applicants. This program may not be combined with other City of Bryan housing programs, nor is it applicable toward manufactured housing. All assistance is limited based on the availability of funding. The following information on all household members will be required at the time of application:

  • Employment history
  • Social Security cards
  • Drivers licenses
  • Permanent Resident Alien Cards
  • Savings and checking account information
  • Home ownership documentation (title, deed of trust, etc…)
  • W-2 forms and income tax returns for the previous two years



Homeowner Replacement Assistance Program

Housing Assistance Application

The homeowner replacement assistance program assists low income property owners in the demolition and replacement of their dilapidated homes. Eligible owners may receive construction financing which may include a combination of a deferred, forgivable loan and low-or-no-interest loan based upon the cost of the work and the owners ability to repay.

All household members must provide proof of citizenship or permanent resident alien status.City staff will provide counseling and technical assistance to applicants with regard to financing, construction procedures and other programmatic issues. Eligibility requirements include the following:

  • The property must be within the city limits of Bryan.
  • The property must be owned and occupied by an eligible low income individual or family.
  • The owner must have owned and occupied the property for a minimum of 6 months prior to application for assistance.
  • The property must be determined by Community Development to be beyond economic rehabilitation.
  • Applicants must be current on local, state and federal taxes.
  • Applicants must provide funding for their portion of project costs.
  • Applicants must complete home buyer counseling.
  • The property and applicant must meet all applicable federal eligibility guidelines.
  • The applicant’s household income must not exceed 80% of the area median income.

Assistance will be provided on a first come, first serve basis to eligible and ready applicants. This program may not be combined with other City of Bryan housing programs, nor is it applicable toward manufactured housing. All assistance is limited based on the availability of funding. The following information on all household members will be required at the time of application:

  • Employment history
  • Social Security cards
  • Drivers licenses
  • Permanent Resident Alien Cards
  • Savings and checking account information
  • Home ownership documentation (title, deed of trust, etc…)
  • W-2 forms and income tax returns for the previous two years



Minor Repair Program

Housing Assistance Application

The minor housing repair assistance program is designed to alleviate immediate threats to the health and safety of low income home owners by providing grants up to $5,000 for minor home repairs. Improvements may not bring the entire structure into compliance with codes. Volunteer assistance may be employed to allow more repair work to be accomplished. Volunteer assistance will not reduce the total amount of funds allocated for a minor repair project.

Community Development will provide counseling and assistance with regard to construction procedures and other programmatic issues. For homes built prior to 1978, the only repairs allowed will be electrical, plumbing and roofing or any other repairs that will not disturb painted surfaces. Other minor repairs may apply for houses built after 1978. Assistance may not exceed $5,000. Eligibility requirements include the following:

  • The property must be within the city limits of Bryan.
  • The property must be owned and occupied by an eligible low income individual or family.
  • All household members must provide proof of citizenship or permanent legal resident alien status.
  • Applicants must be current on local, state and federal taxes.
  • Applicants must not have any liens against the property, excluding a first mortgage note.
  • The property and applicant must meet all applicable federal eligibility guidelines.
  • The applicant’s gross household income must not exceed 80% of the area median income.

Assistance is made available as situations come to the attention of Community Development. This program may not be combined with other City of Bryan housing programs, nor is it applicable toward manufactured housing. All assistance is limited based on the availability of funding. The following information on all household members will be required at the time of application:

  • Employment history
  • Social Security cards
  • Permanent Resident Alien Cards
  • Drivers licenses
  • Savings and checking account information
  • Home ownership documentation (title, deed of trust, etc…).



Voluntary Demolition Assistance Program

Voluntary Demolition Assistance Application

Voluntary Demolition Assistance Program funding is made available by the City’s federal Community Development Block Grant (CDBG).  To qualify for this assistance, properties must be dilapidated, vacant for at least ninety (90) days prior to application, have no historic significance, and not be located in a flood plain.  Also, properties must not have delinquent property taxes (taxes may be deferred for age or disability, or be on a current payment plan).  This funding provides demolition assistance to help property owners tear down and remove dilapidated houses for one of the three following activities:

  • Demolition and New Affordable Housing Development:  The property owner executes a development contract with the City, agreeing to construct a new home built to minimum Community Development Standards on the property which is required to be occupied by a household earning up to 80% of the Area Median Income.  Construction of the home must be complete within 24 months, or the amount of the demolition assistance and related soft costs will become repayable to the City.  Property owners need not be income-eligible, however, buyers or occupants of homes constructed on the property must be qualified through the Community Development Services Department as meeting all program guidelines including income eligibility.  Qualified applicants can also receive down payment assistance from $3,500 to $7,500, as appropriate, at the close of permanent financing if funds are available.
  • Demolition and Sale to the City:  The property owner, who need not be income-eligible, may convey the property to the city for the Fair Market Value of the property (based on an appraisal approved by staff), and will reimburse the City for the cost of demolition and clearance from the seller’s proceeds during settlement at the closing.  Properties must be environmentally acceptable and developable as affordable housing.
  • Demolition Loan:  A property owner with a household income under 80% of the Area Median Income, or a non-profit owner may receive a 3%-interest demolition loan, repayable monthly, with a term of 5 to 15 years, based upon the owner’s ability to repay, secured by a deed of trust.  Properties must be environmentally acceptable.

There is limited funding available, and applications will be accepted on a first-come, first-served basis.  Once a sufficient number of eligible applications have been received, bids will be requested by demolition contractors.    If you would like to request demolition assistance, please complete the application and provide evidence of ownership or authority (deed, affidavit of heirship, power of attorney, or other satisfactory proof of ownership) for the address noted on the application.

Top