The City of Bryan provides basic life insurance for all full-time regular employees at no cost to the employee. Coverage is effective on the 1st of the month following 30 days of employment.
Employer-paid basic life Coverage Option: Two times base salary, subject to a maximum of $400,000. Includes matching Accidental Death and Dismemberment (AD&D) benefit. Coverage decreases at age 70 to 50% of the coverage in force prior to age 70.
Employee-paid Supplemental Life with AD&D
Coverage Options: $10,000 increments with maximum coverage $500,000. $150,000 coverage is guaranteed for new employees if elected within 31 days of initial eligibility. The accidental dismemberment benefit is based on the type of loss sustained. Coverage decreases at age 70 to 50% of the force prior to age 70.
Employee- paid Spouse Life
Coverage Options: $20,000 or $50,000. All coverage is guaranteed if elected within 31 days of initial eligibility. Coverage decreases at age 70 to 50% of the coverage in force prior to age 70.
Employee – paid Child Life
Coverage Options: $10,000. All coverage is guaranteed if elected within 31 days of initial eligibility. Coverage from live birth to 20 years, or 24 years if a full-time student.
Optional Dependent Life Insurance
Description Coverage Amount/Rate
Spouse Life $50,000/$5.00 per month
$20,000/$2.00 per month
Child Life $10,000/$.50 per month
Optional Employee Term Life Insurance/AD&D
Employees may purchase additional life insurance up to $500,000 in coverage
Age as of
01/01/07 Rate with AD&D
(per $1,000)
< 29 $.10
30-34 $.11
35-39 $.15
40-44 $.23
45-49 $.37
50-54 $.55
55-59 $.79
60-64 $1.29
65-69 $2.32
70-74 $3.27
75 + $7.04
**links from intranet
Life Insurance Policy
Life Insurance Plan Design Overview
Life Insurance Policy
Life Insurance AD&D Policy
Long Term Disability (LTD) Policy
Life Insurance Enrollment/Change Forms
Life Insurance Enrollment Forms
Life Insurance Medical Underwriting Forms
Life Insurance Enhancements
Life Insurance-Will Preparation Services
