Home Foundation Initiative Program

• Home Foundation Initiative Application
• Home Foundation Initiative Application Supplement

The Bryan Home Foundation Initiative Program seeks to assist homeowners whose mobile and manufactured homes are reaching the end of their useful life. The program allows eligible applicants to receive a one-time payment of $10,000 (non-federal funds) for the purchase of their mobile or manufactured home (to be put in escrow), assistance in constructing a stick-built home on their lot, and financial literacy and home maintenance education. Applicants must meet the following eligibility requirements:

• Be a legal resident
• Be able to obtain financing through the city’s Community Development Department, a local bank, mortgage company or one of the private financing partners;
• Be a resident of Bryan for at least five years;
• Cannot owe any back taxes or liens on the property that are not on a payment plan;
• Must not be delinquent on BTU utility accounts, or City of Bryan loans, unpaid citations or fines;
• Current on income taxes, student loans, and child support payments; and
• The property may not be located in the 100-year flood plain, unless flood insurance is obtained and current.

Assistance will be provided on a first come, first-served basis to the first 10 eligible and ready applications during the city’s 2020 fiscal year. Applicants may combine this program with other Community Development programs, including down payment assistance, reconstruction assistance and credit counseling. The following information will be required at the time of application:

• Social Security cards for everyone in the household.
• Driver’s License(s) or other photo ID for everyone in the household age 18 and over.
• W-2 forms for the past two years.
• Income tax returns for the past two years.
• Two months of current, consecutive check stubs for all employed household members and most recent Social Security award letter(s).
• Print out of at least one year’s history from the Texas Attorney General child support office, if anyone in the household is ordered to receive child support, for each child support account.
• Permanent resident card or other proof of qualified lawful resident alien status for everyone in the household who is not a citizen of the United States.
• Compete financial account statements for each of the preceding six months for all accounts, such as checking, savings or investment accounts.
• Divorce decree, if divorced.
• Proof of ownership of mobile/manufactured home and property (bill of sale, deed, etc.).

Homeowner Rehabilitation Assistance Program

Homeowner Assistance Major Rehabilitation: Contingent upon the approval of the City Council of the City of Bryan for amounts over $50,000, or the City Manager for amounts under $50,000, funding is provided directly to a contractor to perform major rehabilitation of owner-occupied homes in need of significant repairs within the city limits of Bryan. Homes deemed infeasible to rehabilitate may require complete demolition and reconstruction. Funding is provided from the City’s HOME Investment Partnerships Program grant or Community Development Block Grant from the U.S. Department of Housing and Urban Development. Funding is provided in the form of a repayable 0%-interest loan, structured upon the household’s ability to repay, which may be partially deferred for households earning under 50% of the Area Median Income in an amount up to $40,000 (or slightly greater for elderly or handicapped). The homeowner signs a Tri-Party Agreement for construction with the City and the contractor, and a note and deed of trust with the City prior to the start of construction.

• Homeowner Major Rehabilitation Assistance Application
• Homeowner Major Rehabilitation Assistance Information and Current Income Limits

Minor Repair Program

The minor housing repair assistance program is designed to alleviate immediate threats to the health and safety of low income home owners by providing grants up to $5,000 in most cases for minor home repairs. Improvements may not bring the entire structure into compliance with codes. Volunteer assistance may be employed to allow more repair work to be accomplished. Volunteer assistance will not reduce the total amount of funds allocated for a minor repair project.

• Minor Repair Housing Assistance Application
• Homeowner Minor Repair Assistance Information and Current Income Limits